Is cash back at the register the same as a cash advance?

Say if I’m at Walmart or Walgreens or whatever, and I buy something for 5$ and then ask for 20$ cash back on the purchase using my credit card, is that just part of the total charged to my card? Or is it the same thing as a cash advance and I’d then be instantly charged for the cash advance APR?




7 Comments to “Is cash back at the register the same as a cash advance?”

  1. Age of Reason Says:

    They do not give you cash back on a charge card purchase. That is only offered with your debit card

  2. tigglys Says:

    No – it’s not a cash advance.

    It’s more like an ATM withdrawl.

  3. sean Says:

    I was under the impression businesses won’t do cash back on a credit card (I’ve never seen one), only on debit cards which take the money direct from your checking account…. if it’s on a credit card, I would think that it would be “cash advance.”

  4. Greggor Says:

    Cash back is added to the total of your bill. HOWEVER, cash back is done on debit cards and not on credit cards. If you have both a debit and credit line on your card, it will be run as debit and you will have to use your PIN. You won’t have the option of cash back on a credit card.

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  6. travelmaster Says:

    now the card are you using is it DEBIT CARD or a CREDIT CARD
    if its credit card you cant get cash back on a credit card but if its DEBIT card
    and you enter in your PIN code then yes you can get cash back that way

  7. Ines M Says:

    Maybe theres no great alternative for you now but there might be shortly. Hope you get what youre looking for.