I want to give a cash gift for a wedding and need to use my credit card. I would like to avoid cash advance fees and higher interest rates on cash advances. Does anyone know if I purchase a preloaded Visa card if this is considered a cash advance when using a credit card accout to purchase the preloaded Visa card?
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Posted in cash advance payday loan - April 7th, 2010.
Tags: advance, card, cash, Cash Advance, cash advance fees, cash advances, considerd, Credit, gift, visa, visa card
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7 de April, 2010 at 12:03 pm
No. A cash advance is essentially a loan. A gift card is preloaded, meaning you are pre paying the amount.
7 de April, 2010 at 12:28 pm
It isnt a cash advance. It is a gift card. Its the same concept as if you bought a Nordstrom gift card,etc. Gift cards are not cash.
7 de April, 2010 at 1:02 pm
It is not a cash advance. It is just like purchasing merchandise.
7 de April, 2010 at 1:25 pm
Many places do not let you pay for gift cards with a credit card, so while it would not be a cash advance, you may not have luck actually buying one.
Check around, as not all stores that sell pre-loaded cards have this policy.
7 de April, 2010 at 1:55 pm
Call the 800 number on your credit card and ask.
7 de April, 2010 at 2:09 pm
No, it will be treated like any other purchase.