Everything You Need To Know About Post Office Credit Cards Posted By: David P Walker

The Post Office is a British institution and an increasingly strong competitor when it comes to insurance or travel money, but one area not generally associated with your local postie is credit cards, with people generally preferring to go with their existing bank or their primary supermarket.

However, the Post Office offers a couple of different cards with a multitude of pros and cons, the first being the variable APR credit card, while the other is a prepaid card. This article will focus on the pros and cons of the variable rate credit card.

What are the pros?
The Post Office credit card offers some interesting benefits which are hard to find elsewhere. The most notable of these is the option of two different APRs. One is for everyday purchases, which is variable, and one is for larger purchases of between 500 pounds and 2,000 pounds. The latter allows you to contact the Post Office and transfer the balance to a fixed rate payment plan.

This credit card is a strong contender if you’re looking for a card to use overseas.

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